Canadian CPA’s Guide To Picking a Business Credit Card! (2026 Edition)

This course cuts through the noise of Canada's business credit card market to help CPAs make one deliberate decision that pays off every year. Through a ranked comparison of eight major Canadian business cards, students learn how to match the right card to their practice's spending profile — and how to turn everyday professional expenses like software subscriptions, insurance renewals, and CPD registrations into real financial return. Topics include points vs. cashback, welcome bonus strategy, premium card math, and two-card combinations that outperform any single card on the market.

Learning Objectives

• Identify the annual cost of using a default business card and calculate the rewards gap on a typical CPA practice budget
• Compare eight major Canadian business credit cards on earn rates, fees, credits, and points value
• Distinguish between points currencies (Membership Rewards, Aeroplan, TD Rewards, Scene+) and evaluate their redemption potential
• Determine when points outperform cashback — and when they don't
• Apply a four-question framework to select the right card based on spend level, travel habits, foreign currency use, and team size
• Design a two-card strategy that maximizes return across different expense categories

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