There is “good” debt and “bad” debt. But what happens when “good" debt becomes “bad”? What happens when your ability to service the debt is compromised? How can you steer your clients onto a path of financial health and stability? Is bankruptcy the only answer? What are all the options? Join a panel of bankruptcy lawyers and financial experts in a candid discussion of how to help your consumer and small business clients with questions of insolvency and bankruptcy. 1. Russell Bennett: Responding appropriately to client dishonesty or fraud Counselling a client who is using multiple credit products flags. 2. Frank Bennett: Best practices for analyzing ethical dilemmas The ethics of asset protection, including the test for reviewable transactions like fraudulent conveyances. 3. Scott Hannah: Client service; Handling client property and money appropriately Joint matrimonial debts and the responsibility of both to repay, with a focus on how family law lawyers counsel their clients who have separated or divorced. 4. Angela Pollard: A bankrupt’s duties in the face of not disclosing their lawsuits like wrongful dismissal and motor vehicle claims, or foreign assets