The COVID-19 pandemic has profoundly changed the outlook of nearly every business. There is an urgent need for business owners to plan and protect what they have worked so hard to build. The pandemic amplified the risk and the need to be proactive. More than 90% of business owners have prominent issues that disrupt, disable, and perhaps kill business. One dozen issues can negatively impact business – yes, kill the business. Unfortunately, many do not take the time to plan and protect what they have worked so hard to build. If you seek to protect and nurture your baby, now is the time to do so. This seminar illustrates both for you and your clients the 12 areas that cannibalize business and how to avoid them. Field of Study: Business Management & Organization