In this course we’ll cover everything you need to know about the Canada Pension Plan and Old Age Security to maximize the amount of money you’ll get. We’ll discuss CPP basics including how they calculate your CPP annual premiums, all about the CPP enhancement program that is already increasing our premiums for more money later, how they calculate the maximum CPP retirement pension and how pension sharing and credit splitting for divorced or separated couples work. We’ll also look at the health of the CPP plan including the size and makeup of the CPP reserve fund and how the CPP Investment Board handles it. You’ll learn how to calculate how much you’ll get in your CPP retirement pension, how to sign up for and use the online My Service Canada Account, how to decide when to start to receive the CPP and whether the CPP is a good investment. We’ll also cover the CPP post-retirement benefit (or PRB), CPP disability benefits, survivor’s pension, children’s benefits and death benefit. And we’ll also cover all you need to know about the Old Age Security pension including the deferral and clawback provisions. You’ll get three free spreadsheets including the CPP Retirement Pension Calculator, the CPP Elect Age Calculator and the CPP Return Calculator as well as all the forms discussed in the course. In short, this course will give you all the information and tools you’ll need to take control of your CPP and OAS pensions to maximize your benefits.